Bikes for boda riders, tuk-tuks for operators and working capital for the people who keep the country moving — repaid weekly on mobile money.
Every loan comes with a field officer, a written schedule and weekly repayments you can keep up with.
For boda ridersEV & ICE motorbikes for boda riders — GPS-tracked, with structured weekly collections you can keep up with.
Kevla and Kainiu tuk-tuks, financed through Baikal with weekly mobile-money repayments — the same way our riders pay for their bikes.
Now taking enquiries
Ask a field officer on WhatsApp for current tuk-tuk prices, the deposit and your weekly repayment.
Unsecured working-capital loans for existing borrowers in good standing — disbursed straight to mobile money. A careful, phased launch starting with our top-performing customers.
We lend to Boda ridersTuk-tuk operatorsand working Ugandans who can repay. We stand behind every loan, disclose every feein writing, and keep our books clean enough to answer any borrower or regulator, on any day.
No land title, no queue at a banking hall. Your National ID and a short visit from a field officer.
Online, on WhatsApp, or walk into a branch. A few minutes and your National ID is all it takes.
A field officer verifies your details and answers every question — no hidden terms.
A decision within 24 hours, then your funds or your bike — with a repayment plan you can keep up with.
Kampala, Mukono and Jinja — open Monday to Saturday.
TMT Atrium, Plot 90, 3rd Floor, Space 6, Upper Naguru East
Nabunya Road, near St. Lawrence University
Mukono Town
Plot 31, Maihavani Road
Can't find what you need? A field officer is a WhatsApp message away.
Talk to your officer early and we work out a plan. We charge a small, disclosed late fee and never harass, threaten or shame borrowers. Every charge appears on your statement.
No land title is required for a bike loan — the bike itself is the security, plus one guarantor. Any collateral for a trade loan is explained by your officer upfront.
Bike loans carry interest of 2.8% per month on a declining balance — so the interest you pay falls as your balance comes down. Every rate and fee is fixed and disclosed in writing before you sign, and shown on your repayment schedule. No hidden charges — ask your officer for the exact figure on your loan.
Most applicants get a decision within 24 hours of the officer's visit. Funds or the bike follow shortly after approval.
Tell us a little about you and a field officer will reply on WhatsApp — no obligation, no hidden fees.
Live management dashboards and real-time portfolio reporting. We'd be glad to share more.
