Launching 2026
Unsecured cash loans, built carefully.
Working-capital loans for existing borrowers in good standing — disbursed straight to your mobile money. Phased launch begins with our top-performing customers.
Why we're launching this
For customers who've proven their reliability.
Cash loans without proper KYC are how lenders go bankrupt. We're launching cash carefully: existing Baikal borrowers in good standing first, then layering on biometric identity verification (NIRA), CRB checks, and AML screening before opening to the public.
If you'd like to be notified when we open applications, write to us — we'll let you know.
Be first to know
Email us and we'll add you to the early-access list.
Email info@baikalfinance.ug Full KYC at launch
CRB-reported